Title SearchersCompile list of mortgages, deeds, contracts, judgments, and other instruments (chain) pertaining to title by searching public and private records of real estate or title insurance company. Job Task- Examines title to determine if there are restrictions limiting use of property, lists restrictions, and indicates action needed for clear title.
- Compiles information and documents required for title binder.
- Reads search request to ascertain type of title evidence required, and to obtain description of property and names of involved parties.
- Compares legal description of property with legal description contained in records and indices, to verify such factors as deed ownership.
- Searches lot books, geographic and general indices, and assessor's rolls to compile lists of transactions pertaining to property.
- Requisitions maps or drawings delineating property from company title plant, county surveyor, or assessor's office.
- Uses computerized system to retrieve additional documentation needed to complete real estate transaction.
- Retrieves and examines closing files for accuracy and to ensure that information included is recorded and executed according to regulations.
- Prepares closing statement, utilizing knowledge and expertise in real estate procedures.
- Prepares title commitment and final policy of title insurance based on information compiled from title search.
- Confers with realtors, lending institution personnel, buyers, sellers, contractors, surveyors, and courthouse personnel to obtain additional information.
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