Title Searchers

Compile list of mortgages, deeds, contracts, judgments, and other instruments (chain) pertaining to title by searching public and private records of real estate or title insurance company.

Job Task

• Examines title to determine if there are restrictions limiting use of property, lists restrictions, and indicates action needed for clear title.
• Compiles information and documents required for title binder.
• Reads search request to ascertain type of title evidence required, and to obtain description of property and names of involved parties.
• Compares legal description of property with legal description contained in records and indices, to verify such factors as deed ownership.
• Searches lot books, geographic and general indices, and assessor's rolls to compile lists of transactions pertaining to property.
• Requisitions maps or drawings delineating property from company title plant, county surveyor, or assessor's office.
• Uses computerized system to retrieve additional documentation needed to complete real estate transaction.
• Retrieves and examines closing files for accuracy and to ensure that information included is recorded and executed according to regulations.
• Prepares closing statement, utilizing knowledge and expertise in real estate procedures.
• Prepares title commitment and final policy of title insurance based on information compiled from title search.
• Confers with realtors, lending institution personnel, buyers, sellers, contractors, surveyors, and courthouse personnel to obtain additional information.

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